Portfolio Management Suite

Credit Migration

An early warning system for problematic loans so you can take action and minimize losses. Falling credit scores are the earliest and most valid indicators of probable loss

  • Our credit migration report, coupled with the Improving/Deteriorating loan tool, helps you identify problem loans early so you can take immediate action and reduce losses by as much as half.

A robust marketing system to highlight members with improving credit scores to fuel loan growth

  • Members with improving credit scores are a target for your competition. Discover who these members are and take action to increase their use of your services before any of your competitors can steal them away.
Credit Migration
CECL Solutions

CECL Solutions

Two different Compliant/Valid CECL tool that results in lower Provision expense and lower costs.

CECL Migration Report

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Request a sample of the CECL Migration Report

Simple CECL Report

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Request Sample of the Simple CECL

Delinquency Tracking

A modern Delinquency Management System that increases collection effectiveness.

  • Not all delinquencies are created equal. This system identifies and categorizes past due loans into four distinct groups and provides guidance on how to strengthen your relationship with members and turn delinquent loans into performing loans.
Delinquency Tracking