Community Participation Loan Marketplace

A secure marketplace connecting credit unions to participation loan opportunities that improve liquidity, manage risk, and support sustainable growth.

Participation loans are a proven strategy for managing risk, enhancing liquidity, and driving sustainable growth. Loan demand varies significantly by region, creating imbalances in funding and lending opportunities across the credit union industry. By sharing loans, credit unions can work together to improve portfolio performance, stabilize liquidity, and generate additional income.

The TCT Risk Solutions Community Participation Loan (CPL) Marketplace delivers a secure, easy-to-use platform that connects credit unions of all sizes to trusted participation opportunities nationwide. CPL simplifies the process of buying and selling loan participations—helping you expand lending capacity, reduce concentration risk, and optimize returns.

Why Choose CPL?

Simple access and navigation – Quick, intuitive sign-in and onboarding

Flexible participation control – Customize participation levels to meet your strategy

Built-in due diligence – Supports regulatory compliance and sound risk management

Centralized tracking and documentation – Manage the full lifecycle in one system

CPL strengthens collaboration among credit unions while supporting smarter decision-making and stronger performance.

Community Participation Loan Marketplace