Smarter Risk. Stronger Credit Unions.
At TCT Risk Solutions, we help credit unions turn risk into opportunity.
For nearly 40 years, we've equipped leaders with the analytics, software, and strategy they need to make confident, data-driven decisions.
Founded by Dr. Randy Thompson in 1986
TCT began as a consulting firm and has evolved into a Credit Union Service Organization (CUSO) serving more than 200 credit unions nationwide.
Every TCT solution is built to strengthen decision-making, support compliance, and help your credit union thrive in any rate environment.
What We Do
We deliver tools, training, consulting and insights that align risk management with your credit union's strategic goals:
- Risk-Based Loan & Deposit Pricing (COSTPRO)
- CECL & Credit Migration Analytics (Portfolio Management)
- Asset-Liability Management (ALM)
- Liquidity, Concentration & Performance Management
Meet The Team
Dr. Randy C. Thompson
Founder & CEO
The founder of TCT Risk Solutions, Randy has over 40 years of experience working with credit unions and specializes in creating innovative risk management and strategic planning tools.
Dr. Randy C. Thompson
Founder & CEO
Brian T. Evans
COO
With 14 years at the company, Brian drives new product development and serves as the resident expert for TCT's Credit Migration and CECL models.
Brian T. Evans
COO
Patti Thompson
CFO
Patti Thompson
CFO
Donna Jensen
Business Development
Having been with TCT for over 18 years, Donna leverages her detail-oriented background in healthcare to build strong, lasting relationships with credit union clients and improve internal processes.
Donna Jensen
Business Development
Bruce Moret
ALCO Specialist
Bruce brings nearly 40 years of financial leadership experience to TCT, providing deep expertise in asset-liability management, financial reporting, and operational efficiency.
Bruce Moret
ALCO Specialist
Dennis Child
Compliance Specialist
With over four decades of credit union leadership experience, including nearly 40 years as a CEO, Dennis focuses on financial stewardship and long-term strategic growth.
Dennis Child
Compliance Specialist
Ida Bridgers
CECL Specialist
Drawing on her past experience as a CEO and CFO, Ida helps credit unions detect early signs of credit deterioration, manage their portfolios, and optimize CECL compliance.
Ida Bridgers
CECL Specialist
Tracina Johnson
Compliance Specialist
Tracina has over 22 years of credit union compliance experience and specializes in creating and updating policies, conducting audits, and performing customized risk assessments.
Tracina Johnson
Compliance Specialist