By Dennis Child, Research Specialist, TCT Risk Solutions, LLC


Like most businesses, Credit Unions desire to retain valued employees and generate profits to remain viable for the long term. An investment concept gaining momentum over the past 5+ years to help Credit Unions achieve their financial goals and offset rising EBO expenses is called (EBO) Employee Benefit Obligation Pre-Funding. TCT Risk Solutions, LLC provides online tools and strategic partnerships necessary to assure compliant and efficient implementation of EBO investment programs.