Liquidity

Considering buying loans because of persistent low loan to share ratio?

Considering selling loans due to liquidity or concentration risks?

Already buying or selling loans and want to stay abreast of recent NCUA developments?

 

 

Related web seminar on this topic:

Loan Participations

Buying and Selling

June 14 • 2018

11 am PT • 12 pm MT

1 pm CT • 2 pm ET

 

Imani Moise in a December 2018 article in Nasdaq.com writes: “… “looking behind headline numbers showing healthy loan books, problems appear to be cropping up in areas such as home-equity lines of credit, commercial real estate and credit cards, according to federal data reviewed by Reuters.”

A recession of some degree is probably imminent. Recessions are of particular concern to credit unions as borrowers become hard pressed to make loan payments.

 

 

 

Credit unions are expected to manage Interest Rate Risk (IRR). However, the recommended NEV model has gassed out. Our recommendation is that CEOs now employ a simulation model (EAR) versus the NEV model. Here’s why.

 

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