Other Solutions
On-site Consulting
As requested by management, professionals from the TCT team visit credit unions to provide any of following services:
- Setup / Maintenance of ALCO Agendas and Minutes
- Budgeting and Goal Setting
- Staff Training: Accounting, On-going loan decision with Credit Migration, and Budgeting
- Board Training: Financial literacy, ALM, Credit Migration, and ALLL
Charter Changes
TCT has guided and assisted multiple credit unions through the process of charter changes. These changes include conversion from Fed to State or State to Fed charters, or Single SEG, Multiple SEG, Community or TIP charters. We prepare full analyses, prepare applications, and guide steps through the regulatory process.
Delinquency Tracking
TCT employs a proprietary tool to track delinquent loans showing days delinquent comparisons across month-ends. This tool provides the collection staff and management with a clear picture of the state of loans over time and the effectiveness of collection efforts.
