Dallas Fed President Optimistic for 2020

In a recent column on reuters.com, Ann Saphir writes “Dallas Federal Reserve Bank President Robert Kaplan on Tuesday repeated his view that the current setting of U.S. interest rates is “roughly appropriate” through the end of this year, even as he noted risks from the flu-like epidemic that has brought parts of China to a halt.”

Prospects of changing interest rates appear to be fading for 2020, but credit unions should still be constantly testing the impacts interest rate changes might have on their equity and earnings. It is amazing what external factors could lead to dramatic shifts in profitability, liquidity and interest rates.

TCT’s Asset/Liability and Liquidity Management models are proven methodologies for assuring that Interest Rate Risk and Liquidity risks are being managed properly.